Top 10 Best credit rating agencies / companies in India

There are credit rating agencies which aid in providing credit ratings, risk assessments, and analytical solutions. There are many credit rating industries which are performing their work very well. Here is the name of top ten of the credit rating agencies in India.

10. Brickwork Ratings India Pvt. Ltd.:

Established in the year 2007 and located in Bengaluru, Karnataka. The company is registered with NSIC, SEBI, and RBI and works for commercial papers, Bank loans, MSME ratings and NDC. It is the last on the top ten credit rating agencies in India and has rated INR 200,000 Cr bank loans and bonds.

9. Equifax Inc:

Established in the year 1899 and located in Atlanta, US. It provides information regarding management services which processes numerous records. These records can be used for supplies solutions for risk management, triggers fraud detection, tool for marketing and much more.

8. Fitch Ratings India Private Ltd:

Established in the year 1913 and the corporate office it at New York, USA. They are good at providing Financial Information Services for 30 plus countries and had more than 2,000 employees at 50 plus worldwide offices.

7. High Mark Credit Information Services:

Established in the year 2005 and situated in Mumbai, Maharashtra. This agency is very good at risk management and analytical solutions to financial institutions, Retail consumer finance, Cooperative Sectors and others.

6. SME Rating Agency of India LTD. (SMERA):

Established in the year 2005 with the location at Mumbai, Maharashtra. It is having a joint venture with SIDBI and other various private sector banks and Dun and Bradstreet (D&B) Information Services India Pvt. Ltd. SMERA has been successful from the time it had been established.

5. Credit Analysis and Research Ltd (CARE):

Established in the year 1993 and situated at Mumbai, Maharashtra. It is the second credit rating providing which is originated in India. The shareholders of the company are the various financial institutions and domestic banks working in India.

4. Crisil Limited:

Established in the year 1987 with the corporate office in Mumbai, Maharashtra. They work for Policy Advisory, Risk Management, and Credit ratings. It had above 61,000 entities under its wing and won many prestigious awards.

3. Credit Information Bureau India Limited (CIBIL):

Established in the year 2000 situated at Mumbai, Maharashtra. They work for the cause of Information Credit Ratings. When the information is generating providing loans becomes easier. The agency also helps to maintain the credit records for individual’s loans and credit cards payments.


Established in the year in the 1993 and located in Gurgaon, Haryana. It provides innovative and smart solutions for Risk Management, Doing Research and providing Credit Ratings. It works for individuals and as well for corporate.

1. ICRA (A Moody’s Investors Service Company):

Established in the year 1991 and currently located in Gurgaon, Haryana. It provides their services for Credit Ratings and Investment Information. This Credit Rating Company is listed on Bombay Stock Exchange and National Stock Exchange. There are also four subsidiaries of ICRA, ICRA Techno Analytics Ltd, ICRA Indonesia, ICRA Online Ltd and ICRA Lanka Ltd.

The above credit rating companies are top in there working format. They are there to analyze, doing research and gather all the information for any kind of credit issues. These companies are available for individuals, corporate and companies.